ABOUT THE LIVING LIFE IN COSTA RICA BLOG

I (Vicki Skinner - aka "THE Sarong Goddess") created this blog in 2007 to share DETAILED Finds•Lists•Info•Events•Experiences to help bring more EASE to people living in, visiting or thinking of moving to Costa Rica since DETAILS are NOT easy to find!
I’m NOT an expert (an "expert" 2 ME knows 101%-NOT me). I believe in sharin info•helping where I can! And with over 2,200 entries, so some things might be out of date, so if you find old info PLEASE help each other by getting the updated info & sharing it with me to revise. At least you have some basic info to get you started.
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Better yet - do you have extra time on your hands & looking for a volunteer project? Since this blog is a labor of love & RARELY does anyone share a donation (even though MANY have said how much it's helped them), I could REALLY use help updating info. Spanish speakers ESPECIALLY welcome since my VicLish can be somewhat limited at times!!

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(see below other ways to show your appreciation)
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Monday, April 1, 2013

ALL Workers MUST have Insurance - even part timers

Do you have a part-time worker?  Even just 1 day a week/month?  Do you sometimes hire workers to come in to do a temporary job like plumbing, painting your house, etc.? 
In Costa Rica YOU are SUPPOSED to have at LEAST INS insurance on them!  Don't have it and you could MEGA PAY FOR IT - like the guy in the story below!!!
Also - SERIOUSLY consider paying your employees/having them hired under a SEPARATE CORPORATION - otherwise - IF there is ever a problem and the employee files a lawsuit/"Denuncio" against YOU - ya ain't leaving the country till it's lifted!!!!

Insurance for temporary workers starts at ¢10,000
Published in La Nacion - April 1, 2013 (via a blurb in AMCostaRica.com)

A home owner who failed to acquire an insurance policy that would have cost ¢17,700 ($36) was recently ordered to make a lump sum payment of ¢1,100,000 ($2,231) and monthly payment for life of ¢203,000 ($411) to a house painter who fell from scaffolding and suffered blindness. INS offers special policies for short-term home improvement projects, and also a general RT Home plan that covers domestic workers who come less than 3 days per month.

nacion.com/2013-04-01/Economia/Seguros-para-trabajadores-temporales-valen-desde--10-000.aspx

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